Insurance Tips After A Disaster

• Damage to a home from fallen trees is usually covered.

• Most policies will pay to have trees removed from structures but not from the yard.

• Most policies cover damages to appliances from a power surge when power is restored to a home.

• Damages to parked vehicles from fallen trees are covered under most automobile insurance policies.

• Adjusters are required to properly identify themselves.

• Adjusters are not allowed to personally buy salvage from claimants.

• Adjusters are not permitted to accept gratuities.

• Claimants are not required to use the contractor the insurance company might recommend.

• The Consumer Services Division of the Department of Insurance is available to assist claimants with coverage questions at 1-800-546-5664.